FTMO vs Funding Pips
Alpha Capital
FTMO
FundedNext
Funding Pips
Invest Prop
Moneta Funded
Propia
Sarmayegozarebartar
The5ers
Volt Funded
ZoraFX
- Alpha Capital
- FTMO
- FundedNext
- Funding Pips
- Invest Prop
- Moneta Funded
- Propia
- Sarmayegozarebartar
- The5ers
- Volt Funded
- ZoraFX
8 of 24 criteria have a clear winner
| Criterion | FTMO2-Step Standard · $100,000 | Funding Pips2 Step Standard · $100,000 |
|---|---|---|
| At a glance | ||
| TC Score | 82.77 | 90BEST on this criterion |
| Plans at this firm | 10 | 11 |
| Cost | ||
| Price | $479BEST on this criterion | $549 |
| Commission per lot | $5 | $5 |
| Typical spread Off our live feed where a firm is on it; otherwise the firm’s own published figure. | 3.95 | 1.8BEST on this criterion |
| Account size | $100,000 | $100,000 |
| Getting paid | ||
| Profit split | 80% | 80% |
| First payout after | 14 days | 5 daysBEST on this criterion |
| Payout cadence | Bi-weekly | On demand |
| Risk limits | ||
| Daily drawdown limit More headroom is easier to trade, so a higher limit wins. | 5% | 5% |
| Total drawdown limit | 10% | 10% |
| Static drawdown A static floor does not rise as you profit, so it is the kinder model. | Yes | Yes |
| Single-day profit cap 100% means no consistency rule at all — the loosest possible. | 100% | 100% |
| Per-trade loss cap No cap is the loosest; where a cap exists a bigger percentage is looser. | No cap | No cap |
| Targets | ||
| Phase 1 target | 10% | 8%BEST on this criterion |
| Minimum trading days | 4 | 3BEST on this criterion |
| Trading conditions | ||
| Max leverage | 1:100 | 1:100 |
| Tradable symbols | 100 | 130BEST on this criterion |
| Expert advisors allowed | Yes | Yes |
| News trading allowed | Yes | Yes |
| Weekend holding allowed | Yes | Yes |
| Company | ||
| Company status Registration is not regulation. No listed firm is regulated by a financial authority. | registered | unknown |
| Founded An older firm has a longer payout record to judge. | 2015BEST on this criterion | 2022 |
| Persian site & support | —not recorded | —not recorded |
Every number comes from the two plans named above — click a plan name to change it. The last few rows describe the company, not the plan. A BEST tag appears only where better is genuinely unambiguous; where it depends on how you trade, like leverage or company status, both values are shown with no winner. An em dash means we have not verified it, not that the firm is worse.
Common questions
Which is cheaper for a $100,000 account, FTMO or Funding Pips?
FTMO. For a $100,000 account it is $479 against $549 — $70 less, about 13% cheaper. Entry cost is a one-off, though: once you are funded, the profit split and payout schedule usually move far more money over a year than this gap does.
Which keeps you more of your profit, FTMO or Funding Pips?
Neither — both pay the trader 80% of profits. On every $1,000 you withdraw they hand you the same amount, so this row does not separate them.
How soon can you withdraw with FTMO or Funding Pips?
Funding Pips pays sooner: 5 days against 14 days for FTMO. After that, FTMO pays bi-weekly and Funding Pips pays on demand. This is the wait for the FIRST withdrawal only — it says nothing about how quickly later payouts arrive.
How do the drawdown rules differ between FTMO and Funding Pips?
Both cap daily loss at 5% and total loss at 10%. Total drawdown is measured from your starting balance in both cases, so profit you make does not drag the limit up behind you.
Which challenge is easier to pass, FTMO or Funding Pips?
FTMO asks for 10% in phase one and Funding Pips asks for 8%. FTMO requires a minimum of 4 trading days against 3 for Funding Pips. A lower target does not automatically mean an easier challenge, though — the drawdown rules above decide whether you get the room to reach them at all, and passing is a different problem from keeping the account afterwards.
Should you choose FTMO or Funding Pips?
Across the 24 criteria we compare, FTMO leads on 2 and Funding Pips on 6; 10 are identical between them and 6 are not verified on both sides (TC Score 82.77 against 90). That is a count, not a recommendation: entry cost matters most if you expect to retake the challenge a few times, while the profit split and drawdown rules matter most once you are funded. Read the rows that match how you actually trade rather than the total.